Rent or buy? Calculate the financial advantage now

The right financing method for office and IT equipment has a long-term impact on liquidity, flexibility and scalability. Our comparison calculator shows at a glance how rental and purchase differ financially. This helps you to make an informed decision when purchasing your IT hardware.

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Transparency for better decisions

Many companies buy their office equipment - often out of habit. In many cases, renting office equipment not only offers more flexibility, but also financial benefits. Our calculator analyzes your product selection and compares both models clearly and based on data. In just a few seconds, you can see which model is better suited to your goals.

Rent vs. buy calculator: result explained

Our rent vs. buy calculator not only analyzes the pure purchase price, but also takes into account many other factors that play a role in operation. The result is an individually calculated cost comparison that shows how big your financial advantage can be by renting based on your required equipment.

These factors are included in the calculation:

1. costs for the hardware

The calculator determines the costs incurred for the purchase of the selected hardware alone and compares the typical purchase prices with the corresponding rental costs. Also included are:

  • Volume discounts on purchases
  • Multiple use of hardware in the rental model

 
2. time savings for entries and exits

Procurement, logistics, returns and storage often involve more effort than you might think. Our calculation takes into account the time required per employee and shows how much staff time and costs you can save by automating processes with Lendis.

3. repair and damage costs

Damage occurs in everyday life, whether through use or transportation. The calculator includes damage rates and average repair costs and takes into account that 90% of these costs are covered by Lendis.

4. remarketing & residual value

Purchased devices quickly lose value. Our analysis calculates realistic residual values when selling (e.g. offboarding) and shows how you can benefit from professional remarketing in the rental model.

5. capital commitment & financing effect

When you buy, capital is tied up for the long term. Our calculation shows how much financial leeway you gain if you can invest the capital elsewhere by switching from CapEx to OpEx.

6 CO₂ compensation & sustainability

Lendis thinks about the environment: the model calculates the carbon footprint of your equipment and compares how much CO₂ we offset for you.

💡 Good to know:

The amount of your savings depends directly on your specifications, such as the number of employees, usage time, device costs and service costs. Every company is different. That's why the calculator provides customized results, not blanket statements.